Explore calculators in this category.
Stack the transfer fee against projected interest to decide if a 0% intro APR card beats keeping debt on your current issuer.
Forecast how much cash you will stack from the 100-envelope challenge by defining the envelope values, draw frequency, and optional top-up.
Quantify cash and mortgage boot exposure in a 1031 exchange so you know how much gain stays tax-deferred.
Estimate how many years of extra yield it takes to recover surrender charges when moving annuity or life cash value via a 1035 exchange.
Project total 401(k) contributions by combining your deferrals with the employer match formula.
Translate a 401(k) loan into per-paycheck deductions and total interest owed back to the plan.
Quantify the 20% excise penalty, IRS interest, and immediate tax inclusion triggered by a Section 409A violation.
Estimate state tax givebacks and penalties when tapping 529 funds for non-qualified expenses or rollovers.
See how many calendar years it will take to migrate surplus 529 savings into a Roth IRA under the Secure 2.0 limits.
Confirm SECURE 2.0 eligibility and map the annual rollover schedule before shifting leftover 529 savings into a Roth IRA.
Compare the tax paid now versus at vesting when you file an 83(b) election on restricted stock or early exercised options.
Check if your qualifying assets minus liabilities meet the $1 million accredited investor threshold.
Estimate the new monthly payment when your ARM resets and compare it with the current payment.
Estimate how much GAP insurance coverage you need based on loan payoff versus vehicle value.
Calculate the monthly payment on an auto loan using the principal, annual interest rate, and loan term.
Project the taxable share, IRS bill, effective rate, and leftover IRA balances triggered by a backdoor Roth conversion.
Estimate how many months it takes for a balance transfer offer to pay for its upfront fee.
Translate bank statement deposits into qualifying income and DTI headroom for self-employed borrowers.
Find your biweekly mortgage payment based on principal, interest rate, and loan term using 26 payments per year.
Project payoff time, interest saved, and payback when pairing biweekly payments with periodic recasts.
Estimate the annual percentage rate of a BNPL plan by comparing total fees to the purchase amount and repayment term.
Project the interest, points, and fees a bridge loan will cost over a short holding period.
Turn flat BNPL fees into an annualized APR and monthly payment so you can compare offers.
Evaluate continuing care retirement community entry fees against comparable rent and care costs to find breakeven timing.
Plan a cash ladder that balances yield and liquidity by projecting how much your certificates of deposit will grow once each rung has matured. Enter the total cash you will deploy, the number of CDs, the annual percentage yields for the shortest and longest terms, and the maturity of the final rung to see the blended ladder value.
Quickly estimate how much of the federal Child Tax Credit remains after the MAGI phaseout for your filing status.
Estimate the minimum payment your credit card issuer will require.
Estimate months to pay off a credit card balance.
Combine minimum spend, bonus value, and the annual fee to confirm if a welcome offer leaves you ahead.
Project how limit cuts or big purchases change credit card utilization and the payment needed to recover targets.
See how small daily deposits, skipped days, and starting balances grow with daily compounding over a custom timeline.
Enter your total monthly payoff budget and up to three debts to compare how much interest the avalanche method can save versus the snowball approach.
Find the percentage of assets financed by debt by dividing total liabilities by total assets and multiplying by 100.
Project how long deferred compensation installments can cover lifestyle spending before income resumes.
Model lump-sum versus installment strategies for nonqualified deferred compensation after tax drag.
Estimate how much a dependent care FSA contribution trims your tax bill and what net childcare cost remains.
Calculate the upfront amount needed for a purchase based on price and down payment percentage.
Estimate penalties, taxes, and net cash from an early 401(k) hardship withdrawal before tapping retirement funds.
Find the recommended emergency fund size based on monthly expenses and months of coverage.
Break down ordinary income versus capital gain when you sell employee stock purchase plan shares after meeting holding rules.
Project when a combined estate and DSUE amount will exceed the federal exemption and size the gifting runway or confirm coverage.
Compare multi-year ownership cost for an electric vehicle versus a gasoline car using purchase, energy, and upkeep inputs.
Estimate how much of your bank deposits exceed FDIC insurance coverage based on ownership structure and beneficiaries.
Estimate the total amount you will pay on a home equity line of credit (HELOC) by combining the interest-only draw period with the fully amortising repayment period. Enter the amount you plan to draw, the annual interest rate, and the lengths of both phases to forecast cumulative payments.
Compare HELOC interest-only costs, recast payments, and a refinance option to see when closing costs pay for themselves.
Forecast how much a HELOC payment jumps when the draw period ends, compare it to your target budget, and solve for the refinance rate that would keep payments in line.
Compare HELOC-plus-mortgage payments against a full cash-out refi to see monthly savings, breakeven timing, and lifetime interest impact.
Compare CD penalties with alternative yields to decide if breaking a certificate makes sense.
Compare interest earned in a high-yield savings account versus a basic checking rate using your balance and APY.
Compare HELOC interest-only costs with a cash-out refinance to see how long it takes monthly savings to repay closing costs.
Combine the fixed rate and semiannual inflation rate to estimate the current U.S. Series I Bond composite yield.
Project the alternative minimum tax hit from an ISO exercise and confirm whether your cash reserve covers the exposure.
Forecast tax on forgiven student loans and map the monthly savings required to cover the IDR tax bomb.
Compare estimated IDR payments with a refinance quote to see which option frees up more monthly cash flow.
Level annual withdrawals from an inherited IRA so the account empties within the SECURE Act 10-year window.
Estimate the monthly payment, interest cost, and total spend for Invisalign financed through a dental payment plan.
See how much of your required minimum distribution a qualified charitable distribution can wipe out along with the tax savings created.
Project failure-to-pay penalties and interest on overdue federal income tax balances.
Compare loan interest, policy crediting, and collateral needs to size the net carry cost of a premium financing strategy.
Estimate months saved by adding extra to loan payments.
Project the impact of a negotiated discount and payment plan on your medical debt, monthly payment, and interest costs.
Estimate monthly IRMAA surcharges for Medicare Part B and D, then gauge the MAGI reduction needed to fall back to a lower tier.
Estimate annual out-of-pocket drug costs across deductible, initial coverage, the Part D donut hole, and catastrophic protection.
Compare mega backdoor Roth conversions with leaving after-tax 401(k) dollars in a taxable brokerage over your time horizon.
Determine monthly deposit needed to reach a savings goal.
Estimate the maximum mortgage loan you can afford based on income, debts, interest rate, and term.
See how long it takes discount points to pay for themselves and what the payment relief is worth in today’s dollars.
Compare buying mortgage discount points versus keeping the standard rate to see breakeven and long-term savings.
Convert an extension fee into an equivalent annual percentage rate so you can compare the charge with market moves.
See how a lump-sum recast trims your mortgage payment, interest, and payoff horizon.
Determine the number of months required for monthly savings to offset refinancing closing costs.
Compare monthly payment relief from a temporary mortgage buydown against the upfront premium, ROI, and payback window.
Quantify exposure to the 3.8% net investment income tax by comparing MAGI against filing-status thresholds.
Track your personal net worth by subtracting total liabilities from total assets.
Compare premium savings against expected claim losses and cash reserves to pinpoint the smartest auto deductible.
Estimate how many months remain until your mortgage hits 80% loan-to-value and PMI can be removed.
Estimate monthly private mortgage insurance cost from loan amount and PMI rate.
Estimate the maximum excess advance premium tax credit you may need to repay based on income and filing status.
Quantify how ongoing fees erode private placement life insurance returns and compare them with a taxable alternative.
Project the net lifetime savings from refinancing a private student loan after closing costs.
Estimate the federal and state capital gains tax savings unlocked by the Section 1202 QSBS exclusion and see how much gain remains taxable.
Work out the 2024 Section 199A deduction after applying taxable income phase-ins, W-2 wage limits, and UBIA adjustments.
Project the 2026 recognition bill on deferred QOF gains, the exit-year tax on appreciation, and the reserve plan needed to stay liquid.
Track Section 1202 exclusion, taxable remainder, lifetime cap usage, and federal tax savings for a QSBS sale.
Size the quarterly payments required to satisfy the IRS safe harbor rules by comparing 90% of this year's tax with last year's liability.
Compare a proposed rent increase against a legal or policy cap and see the monthly and annual dollar impact.
Estimate whether renting or buying is cheaper over a given period. The calculator compares rent payments with a simplified cost of purchasing a home.
Determine what portion of your income is spent on rent. Enter your monthly rent and monthly income to see the percentage.
Estimate sale proceeds versus the HECM payoff to size the cash reserve heirs may need when a reverse mortgage matures.
Project the tax bill from a Roth conversion, factor in existing withholding, and size quarterly estimated payments to stay ahead of safe-harbor rules.
Size the Roth conversion headroom you still have inside your current tax bracket before spilling into the next rate.
Estimate the combined federal and state income taxes owed when you move money from a traditional retirement account into a Roth IRA. Enter the conversion amount plus the marginal tax rates that will apply this year.
Estimate the tax shortfall created by supplemental RSU withholding versus your marginal rate so you can plan quarterly top-up payments.
Estimate how much unpaid interest the SAVE plan covers each month and how much of your payment reaches principal.
Determine what percentage of your income you set aside each year.
Model unrelated business taxable income in a self-directed IRA to see how deductions and trust tax brackets erode cash.
Forecast the next I Bond composite rate, six-month credit, and first-year interest using the Treasury fixed rate and the latest CPI-U change.
Estimate how much of your annual Social Security benefit is temporarily withheld when your wages exceed the earnings test limit.
Calculate the maximum Solo 401(k) employer contribution after catch-up rules, employee deferrals, and entity-specific percentages.
Translate monthly structured settlement payments into a present-value lump sum using a discount rate you control.
See how much interest your student loan accrues in a single month.
See how much tax savings a capital loss generates after trading costs and wash-sale disallowance.
Determine how many months are needed to clear a debt with a fixed monthly payment and interest rate.
Evaluate after-tax interest differences between a treasury bill ladder and a high-yield savings account over your chosen holding period.
Approximate the total cost of a mortgage with an initial rate period and an adjusted rate, including annual insurance and optional prepayments.
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