Personal Finance & Loans Calculators

Explore calculators in this category.

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Calculators list

401(k) Employer Match Calculator

Enter your salary, contribution percentage, employer match rate, and match limit to estimate the total yearly 401(k) contribution including employer match.

Auto Loan Payment Calculator

Calculate the monthly payment for an auto loan using the principal, interest rate, and term in months.

Biweekly Mortgage Payment Calculator

Find your biweekly mortgage payment based on principal, interest rate, and loan term using 26 payments per year.

BNPL APR Calculator

Estimate the annual percentage rate of a BNPL plan by comparing total fees to the purchase amount and repayment term.

Credit Card Minimum Payment Calculator

Estimate the minimum payment your credit card issuer will require.

Credit Card Payoff Time Calculator

Estimate months to pay off a credit card balance.

Debt Avalanche vs Snowball Comparison

Estimate interest saved by choosing the avalanche method over the snowball method across up to three debts.

Debt-to-Asset Ratio Calculator

Find the percentage of assets financed by debt by dividing total liabilities by total assets and multiplying by 100.

Down Payment Calculator

Calculate the upfront amount needed for a purchase based on price and down payment percentage.

Emergency Fund Target

Find the recommended emergency fund size based on monthly expenses and months of coverage.

HELOC Draw & Repayment Planner

Project total payments across the draw and repayment phases of a HELOC.

Loan Extra Payment Time Saved

Estimate months saved by adding extra to loan payments.

Monthly Savings Contribution Calculator

Determine monthly deposit needed to reach a savings goal.

Mortgage Affordability Calculator

Estimate the maximum mortgage loan you can afford based on income, debts, interest rate, and term.

Mortgage Refinance Break-even Calculator

Find how many months it takes to recover refinancing costs.

Net Worth Calculator

Calculate your net worth by subtracting liabilities from assets.

PMI Monthly Payment Calculator

Estimate monthly private mortgage insurance cost from loan amount and PMI rate.

Rent vs Buy Calculator

Estimate whether renting or buying is cheaper over a given period. The calculator compares rent payments with a simplified cost of purchasing a home.

Rent-to-Income Ratio Calculator

Determine what portion of your income is spent on rent. Enter your monthly rent and monthly income to see the percentage.

Roth Conversion Tax Impact Calculator

Estimate the immediate tax bill triggered by a Roth conversion.

Savings Rate Calculator

Determine what percentage of your income you set aside each year.

Student Loan Monthly Interest Calculator

See how much interest your student loan accrues in a single month.

Time to Debt Payoff Calculator

Determine how many months are needed to clear a debt with a fixed monthly payment and interest rate.

Variable Mortgage Cost Calculator

Approximate the total cost of a mortgage with an initial rate period and an adjusted rate, including annual insurance and optional prepayments.

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