Personal Finance & Loans Calculators

Explore calculators in this category.

Personal Finance & Loans

401(k) Employer Match Calculator

Project total 401(k) contributions by combining your deferrals with the employer match formula.

Personal Finance & Loans

Auto Loan Payment Calculator

Calculate the monthly payment on an auto loan using the principal, annual interest rate, and loan term.

Personal Finance & Loans

Balance Transfer Break-Even Calculator

Estimate how many months it takes for a balance transfer offer to pay for its upfront fee.

Personal Finance & Loans

Biweekly Mortgage Payment Calculator

Find your biweekly mortgage payment based on principal, interest rate, and loan term using 26 payments per year.

Personal Finance & Loans

BNPL APR Calculator

Estimate the annual percentage rate of a BNPL plan by comparing total fees to the purchase amount and repayment term.

Personal Finance & Loans

Plan a cash ladder that balances yield and liquidity by projecting how much your certificates of deposit will grow once each rung has matured. Enter the total cash you will deploy, the number of CDs, the annual percentage yields for the shortest and longest terms, and the maturity of the final rung to see the blended ladder value.

Personal Finance & Loans

Credit Card Minimum Payment Calculator

Estimate the minimum payment your credit card issuer will require.

Personal Finance & Loans

Credit Card Payoff Time Calculator

Estimate months to pay off a credit card balance.

Personal Finance & Loans

Debt Avalanche vs Snowball Comparison

Enter your total monthly payoff budget and up to three debts to compare how much interest the avalanche method can save versus the snowball approach.

Personal Finance & Loans

Debt-to-Asset Ratio Calculator

Find the percentage of assets financed by debt by dividing total liabilities by total assets and multiplying by 100.

Personal Finance & Loans

Down Payment Calculator

Calculate the upfront amount needed for a purchase based on price and down payment percentage.

Personal Finance & Loans

Emergency Fund Target

Find the recommended emergency fund size based on monthly expenses and months of coverage.

Personal Finance & Loans

EV vs. Gas Total Cost of Ownership

Compare multi-year ownership cost for an electric vehicle versus a gasoline car using purchase, energy, and upkeep inputs.

Personal Finance & Loans

HELOC Draw & Repayment Planner

Estimate the total amount you will pay on a home equity line of credit (HELOC) by combining the interest-only draw period with the fully amortising repayment period. Enter the amount you plan to draw, the annual interest rate, and the lengths of both phases to forecast cumulative payments.

Personal Finance & Loans

I Bond Rate Calculator

Combine the fixed rate and semiannual inflation rate to estimate the current U.S. Series I Bond composite yield.

Personal Finance & Loans

Loan Extra Payment Time Saved

Estimate months saved by adding extra to loan payments.

Personal Finance & Loans

Monthly Savings Contribution Calculator

Determine monthly deposit needed to reach a savings goal.

Personal Finance & Loans

Mortgage Affordability Calculator

Estimate the maximum mortgage loan you can afford based on income, debts, interest rate, and term.

Personal Finance & Loans

Mortgage Refinance Break-even Calculator

Determine the number of months required for monthly savings to offset refinancing closing costs.

Personal Finance & Loans

Net Worth Calculator

Track your personal net worth by subtracting total liabilities from total assets.

Personal Finance & Loans

PMI Monthly Payment Calculator

Estimate monthly private mortgage insurance cost from loan amount and PMI rate.

Personal Finance & Loans

Rent vs Buy Calculator

Estimate whether renting or buying is cheaper over a given period. The calculator compares rent payments with a simplified cost of purchasing a home.

Personal Finance & Loans

Rent-to-Income Ratio Calculator

Determine what portion of your income is spent on rent. Enter your monthly rent and monthly income to see the percentage.

Personal Finance & Loans

Roth Conversion Tax Impact Calculator

Estimate the combined federal and state income taxes owed when you move money from a traditional retirement account into a Roth IRA. Enter the conversion amount plus the marginal tax rates that will apply this year.

Personal Finance & Loans