RSU Vesting Tax Planner
Estimate vested RSU shares, tax withholding, and net value based on your schedule and combined tax rates.
CalcSimpler Examples
- 1,000 shares, 48-month schedule, 12 months elapsed, $150 share price, 22% federal and 5% state ⇒ Net $27,375.00 from 182.50 shares
- 400 shares, 36-month schedule, 18 months elapsed, $90 share price, 24% federal and 6% state ⇒ Net $12,600.00 from 140.00 shares
FAQ
How do I handle a cliff period?
Include the cliff months in the schedule and set months completed to the total months that have actually vested.
Can I separate federal and state tax lots?
Enter both percentages; the calculator adds them before estimating the shares withheld for taxes.
Does this project future share prices?
No, it multiplies by the current share price you provide. Update the price to model different scenarios.
Additional Information
- Most tech RSU grants vest monthly or quarterly after a one-year cliff; enter the total schedule in months to match your plan.
- Tax withholding is treated as shares sold to cover obligations, so combining federal and local rates approximates the delivered shares.
CalcSimpler