Remote Work Expense Impact Calculator

Understand how remote or hybrid work shifts your personal finances. Compare the commute and meal costs you used to incur with new home utility, internet, and equipment spending to see the monthly savings or added expense.

Average weekly office commutes before switching
Hybrid or fully remote schedule
Transport, parking, tolls per on-site day
Increase in electricity, heating, cooling
Optional. Defaults to $12/day if blank.
Optional. Defaults to $6/day if blank.
Optional. Defaults to $0 if blank.
Optional. Defaults to 24 months if blank.
Optional. Defaults to $0 if blank.

Examples

  • 5 days in-office to 2 days, $18 commute, $45 utilities, defaults otherwise ⇒ Estimated monthly savings: $266.76.
  • 4 days in-office to 3 days, $22 commute, $65 utilities, $14 onsite meals, $7 home meals, $1,500 equipment amortised over 30 months, $25 internet ⇒ Estimated monthly cost increase: $14.43.

FAQ

How should I treat reimbursed expenses?

Exclude reimbursed items from the inputs so the result focuses on out-of-pocket spending.

Can I include coworking memberships?

Add the monthly membership cost to the home utilities input or treat it as part of the internet upgrade field.

What about taxes for a home office deduction?

This calculator models cash flow only. Consult a tax professional to estimate deductions and adjust the result manually if they offset your costs.

Additional Information

  • Weeks per month are approximated at 4.33 to convert weekly schedules into monthly budgets.
  • Meal difference compares on-site spending with at-home food costs to reflect lifestyle changes from remote work.
  • Equipment amortisation spreads large purchases, such as chairs or monitors, across the chosen number of months.

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