Inflation Adjusted Price

Project what today's purchase will cost after compounding inflation. Helpful for budgeting long-term projects, planning tuition or healthcare expenses, and comparing investments in real terms.

Enter the amount today in your preferred currency.
Use the expected yearly inflation percentage. Negative values model deflation.
How many years you want to project ahead.

Educational purposes only. Not financial advice.

Examples

  • $100 today at 3% for 5 years ⇒ $115.93 future cost
  • $2,500 rent at 4.5% for 3 years ⇒ $2,851.14 expected payment
  • $50,000 renovation at 6% for 8 years ⇒ $79,848.03 projected expense

FAQ

Where can I find inflation assumptions?

Check central bank forecasts, government statistics, or long-term averages (for example, the U.S. CPI has averaged around 3% historically).

Does this account for compounding more than once a year?

No. It assumes annual compounding. For monthly or quarterly compounding, adjust the rate and years to the appropriate period.

Can I compare multiple scenarios?

Yes. Run the calculator with different rates or timelines to see a range of possible future prices.

Additional Information

  • The calculation compounds inflation annually using the formula Future Price = Present Price × (1 + rate)ⁿ.
  • You can input fractional years (e.g., 2.5) to estimate shorter timeframes.
  • Use a negative rate to model deflationary scenarios where prices decline over time.

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