Emergency Fund Duration
Provide your total savings and monthly living costs to see how many months your emergency fund will last.
Examples
- $5,000 savings with $1,500 monthly expenses ⇒ 3.33 months
- $12,000 savings with $2,000 monthly expenses ⇒ 6 months
FAQ
Does it include future income?
No, the calculation only uses current savings and expenses.
Should taxes be part of expenses?
Include taxes in your monthly expenses if they apply.
What if my expenses change?
Recalculate whenever your monthly costs increase or decrease.
Is the result rounded?
The calculator outputs a precise decimal number of months.
Additional Information
- Assumes no additional income is received while the fund is being used.
- Reevaluate regularly as your savings or monthly expenses change.