Egg Freezing Storage Cost Planner

Plan the real cost of preserving fertility by pairing retrieval expenses with long-term storage fees. Enter clinic and medication spend, annual cryostorage pricing, and how many years you expect to store embryos or oocytes. Add an optional transfer fund to see the all-in budget and average monthly cost you should reserve.

Clinic and anesthesia fees for the stimulation and retrieval cycle you are planning.
Yearly cryostorage fee quoted by your clinic or long-term storage partner.
How many years you expect to keep eggs or embryos frozen before transfer decisions.
Injectable stimulation meds, trigger shots, and monitoring that accompany the retrieval cycle.
Set aside dollars for one thaw and transfer or embryo creation cycle at today's pricing.

Budgeting guide only. Confirm pricing, payment plans, and insurance reimbursements with your clinic and financial advisor before committing funds.

Examples

  • $14,500 retrieval, $750 storage, 5 years, $4,200 meds, $3,500 transfer ⇒ Upfront medical spend (retrieval + meds): $18,700.00 USD. Projected storage fees over 5 years: $3,750.00 USD. Total fertility preservation budget: $25,950.00 USD with an average of $432.50 USD per month. Storage accounts for 14.45% of the plan; remaining 85.55% covers medical and transfer costs. Future thaw/transfer allocation included: $3,500.00 USD.
  • $12,000 retrieval, $600 storage, 3 years, no meds entered ⇒ Upfront medical spend (retrieval + meds): $12,000.00 USD. Projected storage fees over 3 years: $1,800.00 USD. Total fertility preservation budget: $13,800.00 USD with an average of $383.33 USD per month. Storage accounts for 13.04% of the plan; remaining 86.96% covers medical and transfer costs.

FAQ

Should I include monitoring or bloodwork in the retrieval cost?

Yes—roll in every clinic line item tied to the stimulation and retrieval cycle so the upfront spend reflects what you will actually pay.

How do I handle multiple retrieval cycles?

Run the calculator once per cycle and add the totals, or sum the retrieval and medication costs across cycles before entering them so the result reflects the combined preservation plan.

What if storage fees are billed monthly?

Convert the monthly charge into an annual amount by multiplying by 12 so the storage field matches the calculator's unit.

Does the transfer fund assume a single embryo transfer?

Yes. Increase the optional transfer amount if you expect multiple transfers or want to set aside genetic testing and carrier screening costs.

Additional Information

  • Medication pricing can fluctuate with dosage and insurance approvals—update the optional field with your protocol once prescribed.
  • Annual storage fees typically increase over time; rerun the calculator with higher fees to stress-test long-term scenarios.
  • Future transfer funds capture thaw, transfer, and genetic testing charges so you avoid a second cash crunch later.
  • Results show total USD outlay and average monthly equivalent for budgeting purposes.

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