Digital Nomad Visa Budget Planner

Stress-test your digital nomad visa application by comparing your base income against rent, lifestyle spend, dependents, insurance, and a buffer for currency swings or surprise travel costs.

Official monthly income threshold for the visa in USD (or converted equivalent).
Rent plus basic utilities or co-living fees in the destination city.
Food, transport, coworking, SIM cards, and discretionary spending.
Healthcare cover, legal services, and visa compliance subscriptions.
Optional. Defaults to 0 dependents included in the move.
Optional. Defaults to $0. Schooling, childcare, or extra insurance.
Optional. Defaults to 15%. Adds breathing room for currency moves or travel.

Visa policies change frequently—verify the latest income thresholds, insurance rules, and deposit requirements with the issuing authority before applying.

Examples

  • Income rule $3,000, housing $1,350, living $900, insurance $150, buffer 15% ⇒ Recommended monthly income: $3,000.00 (buffer 15.0%). Base spend: $2,400.00 • Suggested proof of funds: $9,000.00 (≈3 months).
  • Income rule $3,000, housing $1,700, living $1,200, insurance $180, 2 dependents at $350 each, buffer 20% ⇒ Recommended monthly income: $4,536.00 (buffer 20.0%). Base spend: $3,780.00 • Dependents covered: 2 • Suggested proof of funds: $13,608.00 (≈3 months).

FAQ

Should I include airfare or relocation costs?

Those are usually one-off expenses. Budget them separately as savings goals in addition to the monthly figures returned here.

What exchange rate should I use?

Convert all inputs to USD (or your base currency) at today's mid-market rate, then refresh the calculation quarterly to reflect currency moves.

How do deposits or proof-of-funds multiples change the result?

Adjust the contingency buffer upward or scale the proof-of-funds multiple if the destination country mandates six or twelve months of savings instead of three.

What if the visa requires mandatory health insurance policies?

Include the monthly premium in the insurance input and add any annual fees to your contingency buffer so your documented income covers every recurring obligation.

Additional Information

  • Base spend aggregates rent, lifestyle costs, insurance, and dependent allowances before adding the safety buffer.
  • The calculator returns the higher of the visa income rule or your buffered monthly spend so you know the target salary or retainer to document.
  • Proof of funds estimate multiplies the recommended income by three to mirror common bank statement requirements.
  • Result units: USD per month for income and USD for proof-of-funds

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