401(k) Employer Match Calculator
Enter your salary, contribution percentage, employer match rate, and match limit to estimate the total yearly 401(k) contribution including employer match.
Examples
- $60,000 salary, 5% employee, 50% match up to 5% ⇒ $4,500 USD
- $80,000 salary, 8% employee, 100% match up to 3% ⇒ $8,800 USD
FAQ
What if my contribution exceeds the match limit?
Only the portion up to the limit is matched.
Does this include investment growth?
No, it only sums annual contributions.
Are IRS contribution caps considered?
No, check current IRS limits for total contributions.
Additional Information
- Many employers match a percentage of salary up to a specified limit.
- Total contributions are subject to annual IRS caps.